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NEEDS MICROFINANCE LTD

We are committed to being customer-focused in the provision of excellent and high quality services and comprehensive financial solutions

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Services

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LOANS FOR GHANA ARMED FORCES PERSONNEL

No collateral

Loan processed within 20 minutes

Loan can be accessed nationwide

No processing/Commitment fees

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LOANS FOR GHANA POLICE PERSONNEL

No collateral

Loan processed within 20 minutes

Loan can be accessed nationwide

No processing/Commitment fees

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LOANS FOR GOVERNMENT WORKERS



No collateral

Loan processed within 20 minutes

Loan can be accessed nationwide

No processing/Commitment fees

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MICRO LOANS


Savings account as collateral

Loans Processed within 48 hours

 

 

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For a detailed list on all our products and services

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OPERATIONAL PHILOSOPHY

Our operational philosophy is to structure our operations such as to be the roots for SME growth. We are committed to be the seed for Customer Development and Growth and thus aim not to over exploit partakers of our products by charging low rates on our loans and with further soft terms of payments, whilst offering competitively higher rates on our savings and investment products.

Product Features

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NEEDS SAVINGS ACCOUNT
Features Include
  • Minimum balance of GHS 10.00
  • Free statements upon request
  • The account attracts interest 6% or more
  • Account Balance serves as collateral for micro loan
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NEEDS SUSU ACCOUNT
Features Include
  • Minimum balance of 5 cedis
  • Account Balance serves as collateral for micro loan
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NEEDS INVESTMENT ACCOUNT
Features Include
  • Minimum balance of 500 cedis
  • Attractive interest rates

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Our operational philosophy is to structure our operations such as to be the roots for SME growth.

Information
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