Needs Microfinance Limited, a non-bank financial institution, was incorporated on 31st March 2011. It was licensed by the Bank of Ghana to carry on the business of, primarily, deposits mobilization and granting of loans.
Presently operating with one branch, which is also at its Head office, NEEDS Microfinance Limited is located on the 1st Floor, Gina Villa Building near the Achimota Golf Club. Its expansion rogramme to be rolled out within the next six months will witness opening of three branches of Needs in Accra and Tema.
Our operational philosophy is to structure our operations such as to be the roots for SME growth, and thus aim not to over exploit partakers of our products by charging low rates on our loans and with further soft terms of paymnets, whilst offering competitively higher rates on our savings and investment products.
Our mission is to serve and meet the needs of clients by offering utmost and prime service delivery thereby extending access for a package of financial services aimed at financial improvement.
Our vision is to be counted among the best in all parameters of our operations in the micro-financial improvement.
As a growing financial institution, Needs is committed to being customer-focused in the provision of excellent and high quality services and comprehensive financial solutions to meet your specific need.